CCA Class 8 (20%): The Catch-All Class

Furniture, appliances, machinery, and every piece of equipment that doesn't have a more specific class of its own. If your business owns physical assets, most of them probably live here.

Rate
20%
Method
Declining balance
First Year (2026)
30% under the RIIP
Pooled
Yes — one pool, all assets

What Goes in Class 8

Class 8 is defined by what it isn't: tangible capital property that no other class claims. In practice, that makes it the busiest class in most small-business registers:

  • Office furniture — desks, chairs, filing cabinets, boardroom tables
  • Appliances — refrigerators, stoves, dishwashers in a business context
  • Machinery and equipment that isn't manufacturing-specific
  • Tools costing $500 or more each
  • Photocopiers, telephone systems, and general office equipment
  • Outdoor advertising signs
  • Musical instruments (yes, really — working musicians depreciate here)

What Gets Misfiled Here

Because Class 8 is the default, things land in it that belong somewhere better — and "better" usually means a faster write-off you're leaving on the table:

  • Computers and serversClass 50 at 55%, and currently 100% in year one. Filing a laptop in Class 8 costs you most of its first-year deduction.
  • Tools under $500Class 12 at 100%. Expense them fully, don't depreciate them for a decade.
  • VehiclesClass 10 or 10.1 at 30%.
  • Application software — Class 12, not Class 8 and not Class 50.
  • Leasehold improvements — Class 13, straight-line over the lease term.

The 2026 First-Year Claim

Class 8 qualifies for the Reaccelerated Investment Incentive: property acquired after December 31, 2024 and in use before 2030 claims 1.5× the rate in year one — 30% instead of 20%, with no half-year rule. Here's $20,000 of shop equipment bought in 2026:

YearOpening UCCMaximum CCAClosing UCC
2026 (RIIP, 30%)$20,000.00$6,000.00$14,000.00
2027$14,000.00$2,800.00$11,200.00
2028$11,200.00$2,240.00$8,960.00
2029$8,960.00$1,792.00$7,168.00
2030$7,168.00$1,433.60$5,734.40

Under the old half-year rule the 2026 claim would have been $2,000. The RIIP triples it. The total deduction over the asset's life doesn't change — you're getting it sooner.

Class 8 Gotchas

  • The pool hides individual assets. Class 8 lumps every desk, machine, and photocopier into one UCC number. When you sell one asset, you need its original cost — which the pool doesn't track. That's what an asset register is for.
  • The $500 tool threshold is per item, not per invoice. Ten $200 clamps on one $2,000 invoice are all Class 12.
  • Selling can trigger recapture. If disposals push the pool's UCC negative, the difference is added back to income. Our CCA guide covers recapture with worked numbers.

Class 8 Questions

No. Tools that cost less than $500 go in Class 12 at 100% — fully deductible in year one. The $500 line matters: a $499 drill is a Class 12 write-off, a $500 drill is a Class 8 asset depreciating at 20%.

Class 8. Photocopiers, telephone systems, and most office equipment that isn't a computer belong here. Computers and servers are Class 50 at 55% — a much faster write-off, so the distinction is worth money.

Usually not. Improvements that become part of a building you own generally join the building's class (typically Class 1 at 4%). Improvements to leased premises are Class 13, depreciated straight-line over the lease term. Free-standing equipment — even heavy equipment — stays in Class 8.

Run the Class 8 numbers

The free CCA calculator builds the full UCC schedule for any cost and acquisition year.

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Rates and first-year rules verified against CRA guidance and Bill C-15 as of July 22, 2026. This page simplifies; it is not tax advice — confirm classifications with your accountant, or against the CRA's class list.

Class 8 Is a Pool. Your Assets Aren't.

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